is this policy a risk to the economy? what do you think? >> i think the real risk from this policy comes from the exit strategy. the exit strategy is still years away, as i think most people recognize. but when the exit does come, the fed doesn't really have, i would say, aoverly robust tools to really deal with all of the additional reserves that have been pumped into the system. and that's when we think the real risk to the economy comes into play. but certainly in that article, and i think peter fisher was quoted in that article, there is a very sound point to a low-rate environment and banks effectively being unwilling to lend at these low rates. i think that is a fantastic point for the near term. more long-term, our real worry is about the exit. >> susie: real quickly, i want to ask you about the jobs report that comes out on friday because more people get jobs, it is good for the economy. >> right. >> susie: might there be a surprise that more hiring is going on? >> we do not expect any surprises, at least not any upward surprises. i